![]() Peter Griffin Voice Presets: It offers a variety of preconfigured Peter Griffin voice presets, allowing users to instantly sound like the iconic character from "Family Guy." It offers 125+ voice filters, 400+ sound effects, and 150+ voice memes, including the new AI voice technology. This unique combination of a soundboard and voice changer opens up a world of fun and creativity for fans of "Family Guy."įeatures about MagicMic Peter Griffin AI Voice Changer: The MagicMic Peter Griffin Soundboard & Voice Changer, is an exciting tool that allows users to not only access a vast collection of Peter Griffin sound clips but also transform their own voices into that of the iconic character. Unleash the Fun: Peter Griffin Soundboard & Voice Changer 1) iMyFone MagicMic Peter Griffin's voice actor is Seth MacFarlane, and has become an iconic figure in popular culture. Peter is known for his distinctive voice, comical behavior, and outrageous adventures with his dysfunctional family. Peter Griffin is a fictional character and the main protagonist of the animated television series "Family Guy." He is a bumbling and lovable yet often clueless man who resides in the fictional town of Quahog, Rhode Island. Part 3: FAQs about Peter Griffin AI Voice.Part 2: Unleash the Fun: Peter Griffin Soundboard &Voice Changer.
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![]() Adults may find enjoyment in the small addition of ballet and classical music (if that’s what they’re in to) and the depth of story when it comes to Clara’s family and what they’ve suffered as they try to come out the other side (ALLEGORY ALERT). The heroes and villains are very clearly distinguished with no muddling middle ground, and it also features a small twist that children may marvel at but where adults will be thoroughly unsurprised. Children may garner more fun and enjoyment from Four Realms, as it is bursting with colour and wonder that is often regarded very differently through younger eyes. On the other hand, this is purely from an adult perspective. Even the way in which Clara enters the realms initially is not too dissimilar from Alice falling down the rabbit hole. ![]() Maybe it’s because of the love for older epic fantasies that it becomes difficult for newcomers to stand up against them, as originality is harder to come by, but it just doesn’t have the same scope or level of imagination. The fantastical elements, such as the way in which the inhabitants of the realms came to be and the different lands in which they live, aren’t particularly imaginative in comparison to the likes of The Wizard of Oz. From here it becomes its own rather bland story. Hallström and Johnston follow the original Nutcracker story more or less up until Clara reaches the palace and meets the regents of the realms. It’s really nothing new, but that’s to be expected of what is essentially a classic story, at least up to a point. Events then follow that culminate if Clara having to fight for the safety of the four realms.Īs plots go, it’s a fairly standard story: young child finds his/herself in a magical land where he/she is either already someone important whom the people of the land are aware of and are in need of desperate help from, or is unknown to the inhabitants but becomes important as he/she proves his/herself. Together they embark on an adventure across the four realms in search of the key, meeting the regents of the realms as they go – The Sugar Plum Fairy (Knightley), Mother Ginger (Mirren), Hawthorne (Derbez) and Shiver (Grant). Not long after, she meets the human incarnation of the nutcracker, a soldier of the realm here named Philip (Fowora-Knight). ![]() She finds the key here, but it is stolen away by a mouse. Upon following her string, Clara finds herself in a snowy forest in another land. As seems to be a tradition at this annual event, the children are all encouraged to follow a piece of string that will lead them to a gift. The family then gather with hundreds more at a posh party at the home of inventor, family friend and Clara’s godfather, Drosselmeyer (Freeman). Fritz receives a nutcracker in the shape of a soldier, Louise receives her mother’s dress, and Clara receives a fancy-looking egg-shaped box that is locked without a key. On Christmas Eve the children all receive gifts from their mother, having instructed their father before her death to hand them out on Christmas Eve. Her father, although clearly sad, tries to keep calm and carry on, often dismissing Clara’s feelings. Having recently lost their mother, Clara turns to imagination to distract her, frequenting the attic and the toys up there. Young Clara Stahlbaum (Foy) lives a pretty well-off life with her father (Macfadyen), younger brother Fritz (Sweet) and older sister Louise (Bamber). Considering the spectacle and the grandeur that the trailer promises, does Disney’s take offer everything audiences would expect of a Nutcracker story, or is it lacking the nuts? There have been many other musical, film, television and book adaptations and interpretations over the years, particularly around December as Christmas approaches, and The Nutcracker and the Four Realms is Disney’s latest take on the fairytale. The Nutcracker is probably most famous in its musical suite and balletic form, choreographed by Marius Petipa and Lev Ivanov and featuring one of the most famous scores in classical music history by Tchaikovsky, including the well-known (and arguably over-used) Danse de la Fée-Dragée ( Dance of the Sugar Plum Fairy) and Grand ballabile ( Waltz of the Flowers). Grant, Matthew Macfadyen, Tom Sweet, Ellie Bamber, Omid Djalili, Jack Whitehall, Morgan Freeman Cast: Mackenzie Foy, Keira Knightley, Helen Mirren, Jayden Fowora-Knight, Eugenio Derbez, Richard E. ![]() I even created a How to Use Anki for UK Medical Students article and then YouTube video. Accept that you won’t be able to cover everything.Ģ) Flashfinals card after revealing answerĪt that point, I did think to create these decks where I converted all the cards to Cloze flashcards. Pick the topics you feel are important and do the relevant cards to that. There are too many cards for you to cover in a year of medical school, so don’t get stressed out about having to do 100+ cards a day to keep up.Even though these Anki decks are made to be used, you shouldn’t try and do every card in them.Using a variety of techniques will ensure that you cover most of the content you need to know. Draw mindmaps, use question banks and teach your friends. As a general rule, you shouldn’t be relying entirely on Anki for your medical school exams.This will also stop you from brute memorising facts.Get information from online textbooks or question banks and make your own cards to supplement the Rubyfinal cards. ![]() If there is a card about the treatment of heart failure, try not to rely on that card alone.This really helped me connect the dots and allowed for a picture to form in my head when someone asked for the treatment of a particular disease. Although it may be difficult, I believe that after you have learned all the cards of a question, you should learn them all together.See the image below for an example as to what I am referring to. All the cloze blanks are then shown when the answer is revealed. For those that don’t know, when unticked, you create an extra card which covers all of the blanks.Keep the “Don’t general full cloze” unticked.Here are some recommendations on how you should be using these decks: It is only a few dollars from Glutanimate’s Patreon. You will be unable to edit or add cards without it. Although the decks will work without the Cloze Overlapper add-on, I strongly suggest you download it. ![]() Subtropicals, such as avocados, citrus and passionfruit, also routinely get copper sprays.Ĭopper fungicides are synthetic pesticides that disrupt and kill the cells of a wide range of organisms. However, for home gardens there are no such restrictions and gardeners might spray roses, potatoes or tomatoes every two weeks during the growing season and undertake winter sprays for pipfruit and stonefruit. In recognition of this, international organic standards list copper as a restricted or sometimes even a banned product. In fact, copper sprays are some of the most toxic and persistent pesticides used in gardens and orchards. It is commonly accepted that copper sprays are organic sprays, which leads people to believe that they are safe to use. It is found throughout nature and most soils have natural copper levels of 10-30 parts per million (ppm) with some soils having natural levels up to 100ppm. It is a short-lived protective spray, so repeated applications are sometimes needed to prevent diseases becoming established.Ĭopper is both a heavy metal and an essential trace element for plants and animals. Copper is usually applied as either copper oxychloride or copper hydroxide, but is sold under many different brand names. The use of copper sprays is one of these quite effective as protection against the fungi that cause downy mildew, late blight, early blight, black spot, brown rot, and various bacterial diseases, but with side-effects that most people are unaware of.Ĭopper has been used for more than 100 years as a fungicide, most famously in the Bordeaux mixture developed in 1882 in France to combat grape diseases. ![]() In gardening circles, some practices have been in long use without a lot of scrutiny as to their effectiveness or side effects. ![]() Each rectangular basin provides plenty of room for growing some of your favorite summertime treats. Give your urban oasis a place to garden even in a tight space with this practical and pretty two-tiered raised garden bed. Concrete Block and Wooden Shelf Plant Stand Regardless of your size requirements or design preferences, this list of 30 ideas will get you ready for creating a new porch space you’ll enjoy all summer! 1. Applying a nice, new coat of paint to an existing piece is the easiest and cheapest update you can do. One more thing to consider is the ease and affordability of paint. Adding a different texture further adds to the overall delight in your front porch plant display. Then there is the ever-popular wrought iron that never goes out of style. The look of painted metal bars can give a vintage vibe while a thick pipe has an industrial edge. Another fun material for plant stands is metal. These are great for smaller porch spaces because they still provide plenty of plant-perching opportunities. Think of the vertical creations that cover a wall but only a small space on the porch floor. One cool reason to add a plant stand to your porch is to give your plants a place to hang out all summer while taking up minimal space. Not only do you help the earth, but you also keep your budget low, so more money can be spent on your actual plants. With wooden designs, you can begin repurposing which has become a coveted trend in the DIY world. And while some of the most popular creations come from wood, these don’t need to be rustic in their finished product. You wouldn’t want an elegant Victorian planter featured on the front porch of your cabin, so be sure to align the style of the stand and/or shelf you choose with your home’s overall look and feel. Think of incorporating functional pieces for displaying these plants that also provide some style into your home’s design. 30 Best DIY Plant Stand Ideas to Decorate Your Porch First, they all need a place to call home, and eventually, you’ll run out of room if you only utilize your counter space. With all of the love plants are currently enjoying, there’s no doubt you’re looking for ways to keep them thriving at your local residence. ![]() Make this transition smooth by setting up a cool space for them to hang out with these incredible handmade outdoor plant stands. As the temperature rises, your indoor houseplants will look forward to a brief vacation in the comfort of your front porch. It works great to hide some extra piping, electrical, and overall just makes the wall feel finished.Increase your curb appeal this summer by choosing the best DIY plant stand ideas for showing off your plants in style. Finally, it’s time to setup the new plant shelf! As I mentioned earlier, it sits on a small wall between my slider door and our hose. To do this the Detail Finish nozzle on the Wagner Flexio 3000 Sprayer works great.ĥ. Once the paint is dry, finish the plant stand with a sealer. Spray the stand, you can see more detail and tips on how to do that over at over to Wagner’s Blog here.Ĥ. ![]() Prep your Wagner Flexio 3000 Sprayer with paint and the larger nozzle.ģ. Before you can paint make sure to sand all the rough edges, and wipe away all excess dust.Ģ. Then I added the last 6 12″ 1×2’s to each end of the shelf like shown.ġ. This will act as a handle while also making it look more finished. Finally, add the 2 12 3/4″ 1×2’s to the top. I added the shelf slats with the top shelf first, then the bottom shelf, and finally the middle shelf.ĥ. Make sure to start with the front slat and then work your way back.Ĥ. I used 4 per shelf and I used another piece of 3/8″ wide scrap wood to space them evenly. This will serve as a rail for the shelf.ģ. Next, attach the 32.5″ 1×3’s to the back. Once both side are built attach the 3 32.5″ 1×2’s to the back like pictured.Ģ. I spaced them 1″ up from the bottom and 3″ down at the top, and then centered the middle piece. Lay the 2×2’s down and attach 3 of the 12″ 1×2’s. Exterior Paint, I used Valspar “High-Speed Steel”.ġ.Here’s how to build and paint an outdoor plant shelf. But after building and setting up a plant stand it finally looks finished. For some reason, this small section of my yard always seemed messy and incomplete. I also wanted something to help complete the space between my slider door and where my wall mounted hose is. I love the idea of a place to store and organize all my small potted plants. So, I decided to help with the potted plant situation by building a plant shelf stand. I seem to always be working on my yard, and my biggest challenge is to de-clutter. All opinions and comments are 100% mine, I only promote products I believe in.Īfter having potted plants scattered across my backyard it was finally time to do something about it. ![]() On the other hand, the AX50 has HomeCare, a service that launched before HomeShield that includes superior parental controls without a subscription. The AX50 also lacks OneMesh support, which allows you to add extenders to create a mesh network with the AX55. ★ Another alternative: The TP-Link Archer AX50 ($110) is very similar to the AX55 but may be prone to overheating. If you want more perks, like time limits for apps, downtime, and real-time security protection, you'll need to upgrade to HomeShield Pro ($6 per month or $55 for the year). TP-Link’s basic free HomeShield tier offers network scanning, QoS (Quality of Service) for device prioritization, and basic parental controls so you can filter and blacklist websites. I’m a fan of TP-Link’s Tether app, where you can review traffic, split bands, create a guest network, schedule reboots, set automatic updates, and even tell the LED to turn off at night. It has four Gigabit Ethernet LAN ports, a single Gigabit WAN port, and a USB 3.0 port on the back, which is enough for most people. This router also ticks off all the feature boxes you want (MU-MIMO, beamforming, WPA3-we explain many of these terms in our How to Buy a Router guide). Stability was excellent over a couple of weeks of testing, hitting the upper mid-end in my speed and range tests. (It's worth tweaking and testing different positions.) Performance was solid throughout my two-floor, 1,600-square-foot home but dropped off slightly in the back garden. The slick black finish is attractive, and there are four antennas to direct Wi-Fi to every corner. This affordable Wi-Fi 6 router is what I think most people should go for. Subscriptions help fund the work we do every day. com and our print magazine (if you'd like). Special offer for Gear readers: Get a 1-year subscription to WIRED for $5 ($25 off). Updated January 2023: We added the Aircove ExpressVPN Router, Linksys Hydra Pro 6E, Linksys Hydra 6, updated tips, and refreshed prices. ![]() Whatever you choose, make sure you secure your router. If you're confused about terminology, our How to Buy a Router guide can help. There’s a mesh Wi-Fi option here too, but check out our Best Mesh Wi-Fi Routers guide for larger homes. ![]() I tested all of these in a busy family home full of Netflix-addicted gamers. Most people can get by just fine with a single Wi-Fi router, and I’ve collected recommendations to suit different needs, spaces, and budgets. Benefits will extend to everything from streaming movies and online gaming to video calls. There are various ways to improve your Wi-Fi, but few are as effective as upgrading your router. The humble Wi-Fi router has become an essential fixture in every home, but the one your internet service provider sent is likely the reason your Wi-Fi sucks. ![]() Slidepad is an excellent mac split screen app. If you’d like, there is a feature in Slidepad’s settings that allows you to scale back the animations. The changeover is seamless and has no negative effects on the speed of your computer. Similar to this, you may pin your calendar or to-do list and quickly glance at them to see how your schedule is organized.Īlthough Slidepad isn’t a split-screen Mac application, it offers users a comparable experience by making it simple for them to access several windows and multitask as needed. Simply flip the pointer to the right to display the panel and access your Slack workspace if the Slack web app is configured on Slidepad. Say, for example, that you need your colleague’s assistance editing a presentation. You may set up as many apps as you want, and Slidepad will keep track of their status as you work on other things. The right border of the screen’s center is where Slidepad pulls up a panel where you may load and add any online app as you move your cursor. Similar to Tuck, Slidepad places a small web browser within reach of a gesture rather than program windows. Keyboard shortcuts, grid creator tool, resize windowsĪdd-on for Mission Control, keyboard shortcuts, hide unused appsĬreate preset layouts, mouse-driven app, resize windows Keyboard shortcuts, create preset layouts, resize windows Keyboard shortcuts, create layouts, resize windows, multi-monitor support Keyboard shortcuts, create custom layouts, resize windows Keyboard shortcuts, focus on the windows you’re currently using Keyboard shortcuts, resize windows, custom layout designs Can you do a 4-way split screen on Mac?.Can you split the screen horizontally on a Mac?.Is there an app to split screen on Mac?.Can you split the screen in three ways on a Mac?.How do I split my screen into four on a Mac?.Which is the best split-screen app for Mac?.How to Split Screen on Older macOS Versions.Best Split Screen Apps for Mac – Final Thoughts.It is also extremely affordable at $0.99. Users can really benefit from this app as it helps enhance the split screen function and it gives the user complete control over the placement and size of the screens. ![]() The best split screen app for Mac is Magnet. These 9 were further put through a series of tests to determine the best. ![]() These are the best split-screen apps for mac right now.Īfter having reviewed 50 split screen apps for Mac based on various factors like performance, features, function, usage, price, and much more my team and I zeroed in on 9 that stood out. I have tried some of the best split-screen apps for mac and they have made my workflow a lot more efficient and productive. But once I discovered these apps, there was no going back as they are miles better than the ones found in MacBooks.ĭon’t get me wrong, the inbuilt split screen feature of macOS is good but I recommend using split screen apps as they offer greater control and features. I never knew there were Apps designed to offer split screen experience on Mac. I use split screen apps when I am working on my Mac, even now, as it helps me to accommodate multiple apps/windows on a single screen. Check out our list of the Best Split Screen Apps for Mac.įor a long time, I used the split screen tool baked into the Macs since the El Capitan OS. And one of the best tools for multitasking on a Mac is using the split screen mode. Macs are devices made to help you work in the best possible way. One of the best ways to improve your workflow is by multitasking. ![]() ![]() John Lennon: lead vocals, rhythm guitar (1962 Gibson J-160E).The highest-charting Beatles track in the aftermath of their new availability on iTunes, it entered the charts at #48 in the first of a two week run. In November 2010, 47 years after its recording, the Beatles' version of "Twist and Shout" made a debut on the UK single charts. Top 40 in 1986, combined with its original 16-week run in 1964, makes Twist and Shout the longest-running Top 40 hit for the Beatles, at 23 weeks. 23 late that summer, giving the group their second chart single of the 1980s (the other being "The Beatles Movie Medley" in 1982). The use in the two films help propel the single up the Billboard Hot 100, where it peaked at No. Coincidentally, The Rodney Dangerfield film Back to School (released two days after Ferris) also featured the song, this one sung by Dangerfield himself and patterned after the Beatles' arrangement. The Beatles' version of the song enjoyed a resurgence of popularity in 1986 after Matthew Broderick lip-synced to it in the film Ferris Bueller's Day Off. The intro to the Beatles version samples the really popular 1958 Ritchie Valenz song "La Bamba". Additionally, they recorded "Twist and Shout" on nine occasions for BBC television and radio broadcasts, the earliest of which was for the Talent Spot radio show on November 27, 1962. The Beatles continued to play the song live until the end of their August 1965 tour of North America. They performed it on one of their Ed Sullivan Show appearances in Feburary 1964. The song was used was a rousing closing number on Sunday Night at the Palladium in October 1963 and at The Royal Variety Show in November 1963, the former signalling the start of "Beatlemania". It is regarded as one of the finest examples of British rock and roll for its vocal performance. In Canada, it became the title track to the second album of the Beatles material to be issued by Capitol Records of Canada, on February 3, 1964. Both the EP and album reached No.1 (see Twist and Shout (EP)). In the UK, "Twist and Shout" was released by Parlophone on an EP with three other tracks, "Do You Want To Know A Secret", "A Taste of Honey", and "There's a Place" from the Please Please Me album. The song failed to hit #1 because the Beatles had another song occupying the top spot, "Can't Buy Me Love". (In the Cashbox singles chart for the same week, "Twist and Shout" was No.1.) In the United States, "Twist and Shout" was the only million-selling Beatles single that was a cover record, and the only Beatles cover single to reach the Top 10 on a national record chart. 2 on Ap,during the week that the top five places on the chart were all Beatles singles. as a single, with "There's a Place" as its B-side, by Vee-Jay Records on the Tollie label. The Beatles' cover was released on Main the U.S. ![]() George Martin said, "I did try a second take. He later said his voice was not the same for a long time afterwards, and that "every time swallowed, it felt like sandpaper".Ī second take was attempted, but Lennon had nothing left and it was abandoned. Even so, he produced a memorable vocal performance: a raucous, dynamic rocker. His coughing is audible on the album, as is the cold's effect on his voice. Lennon was suffering from a cold, and was drinking milk and sucking on cough drops to soothe his throat. "Twist and Shout", with John Lennon on lead vocals, was the last song recorded producer George Martin knew Lennon's voice would suffer from the performance, so he left it until last, with only 15 minutes of scheduled recording time remaining. The Beatles released the song on their first UK album, Please Please Me, the recording of which on Februwas their first album session and is notable for 11 songs recorded in a mere 10 hours. Songwriter Bert Russell felt Spector had ruined the song, and went out to show Spector how the song should be done. In 1961, a year after Phil Spector became a staff producer at Atlantic Records, he was asked to produce a single by an up-and-coming vocal group, the Top Notes (sometimes named "Topnotes"): "Shake It Up, Babe." This was before Spector perfected his "Wall of Sound" technique, and the recording lacked all of the energy the group exhibited in its live performances. 5 Brian Poole and the Tremeloes' version. ![]() ![]() You will only get the spoils of a chest if you make it to the end of the stage with them. The small ones can contain ether or mods, and the large ether, mods, or a core crystal. Mods can be found in the 9 chests placed on any given stage, 8 small and 1 large. The only real rewards come from the ether and mods, both for use in PoppiSwap. The score you get at the end of a run of Tiger! Tiger! is only important for 1-2 of Poppi’s affinity skills. Pacifist Medal : Adds a hefty score bonus for not killing any foes, never worth the trouble as it is not required for medal collection.Medal collection : Seems to double your score and give a flat bonus of ether, obtained by obtaining the other three medals in a single run.Chest Collection : Gives flat bonus of ether, obtained by gathering all 8 small chests by stage end, and not losing any.Ether Collection : Adds a large percentage of your collected ether to you ether total, obtained by gathering all ~80 crystals on a stage.(You can still get damaged so long as you are able to heal before stage end) Undamaged : Seems to double your score, obtained by ending the level with full HP.Medals can be earned based on performance and are shown grayed out on the score screen if you fail to obtain them.On occasion Foes will drop a bottle which restores HP, or a bubble / orb which grants a good duration of complete immunity.Some Foes can only be harmed from a certain direction, others take multiple hits (elaborated in Aquatic Foes).Foes can be destroyed by hitting them with the anchor shot, any part of the anchor will work, chain or tip, and it hits twice, once while extending, once while retracting.Running out of HP will end the stage, no chest rewards collected.Touching walls or Aquatic foes will deal damage to your blue hp bar and remove a collected item, starting with the wench moving onto chests.After picking up the large chest the Anchor shot can no longer be fired. Picking up the large chest at the bottom of the stage will cause the stage to begin scrolling to the beginning.Wrench upgrades Anchor shot so that it may fire on the diagonal, only holds one at a time.Blue crystals are worth 1 ether each and some score, collected even if you die.Chests will award rewards at the end of the stage, 8 small ones are scattered through every stage.To pick up the collectibles (Red and gold chests, blue crystals, wrench) simply swim over them.There are three statistics: HP, Score, and Ether.Press A to fire a Anchor shot in the cardinal direction you are facing. ![]() Move with the left analog stick, or directional pad.Other Tip lists have listed these, and I will as well, to maintain appearances. By playing Tiger Tiger, you get to earn things that help you upgrade Poppi. ![]() ![]() In general, lenders typically view 80% (which is what you’ll have with a 20% down payment) as a good LTV ratio. A low LTV ratio puts you in a better position to get a better rate since lenders will view you as less of a risk. ![]() The more you can put down on a home, the lower your LTV ratio, which compares your loan size to the value of your home. “Keeping your credit card balances under 20% of the credit limit is the key to maintaining a good score,” says Stephen Rinaldi, a licensed mortgage broker and president of the Rinaldi Group LLC.Īlong with getting your credit in order, here are the other steps you should take before getting a mortgage: Experts advise improving your credit score as much as possible beforehand since the better your score, the more likely it is that you’ll qualify for a lower rate. The first thing you should do before shopping for rates is check your credit score. 10/1 ARM: A 10/1 ARM has a fixed rate for the first 10 years, and then your rate will adjust once annually for the life of the loan.7/1 ARM: A 7/1 ARM has a fixed rate for the first seven years, and then your rate will adjust once annually for the life of the loan.5/1 ARM: Probably the most popular ARM, a 5/1 ARM has a fixed rate for five years, and then your rate will adjust once annually for the life of the loan.Generally, the shorter the fixed term, the lower the introductory interest rate when it comes to ARMs. If you’re only looking to own your home for a short time or conventional mortgage interest rates are high, then an ARM may be a good option. Afterward, you’ll enter an adjustable-rate period for the remaining duration of the loan.ĪRM interest rates are usually lower than conventional fixed rates. What is an adjustable-rate mortgage (ARM)?Īn ARM is a type of mortgage where you pay a fixed rate during an initial phase. ![]() Additionally, interest rates on 15-year mortgages are usually lower than 30-year mortgage rates. But because you’ll be paying off the loan sooner, you’ll typically save money on interest over the life of the loan. As a result, your monthly payments will be higher. 15-year fixed-rate mortgage: This home loan functions the same way as the 30-year fixed-rate mortgage but for half the term.This is because you’re paying off your loan over a more extended period - in this case, 360 months. 30-year fixed-rate mortgage: This is a stable, long-term home loan that typically provides the advantage of lower monthly payments compared to a shorter term.A 15-year, fixed-rate mortgage is another option for borrowers - here is how the two compare: The most common type of mortgage is a fixed-rate mortgage, with roughly 90% of borrowers choosing a 30-year term. More: Best Mortgage Lenders 2023 Fixed-rate mortgages As of June 8, the average 5/1 ARM APR is currently 7.87%, up drastically from 6.06% the week before. While fixed rates are beginning to show signs of cooling, adjustable-rate mortgage (ARM) rates are on the rise. This is also a huge increase from last December's 5.14%. The average APR of a 15-year, fixed-rate mortgage is 6.36% - up from 6.18% the month before. This is up from 7.02% the month prior and significantly higher than the 5.8% rate we saw at the end of 2022. As of June 6, the average annual percentage rate (APR) for a 30-year fixed mortgage is 7.24%. |
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